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10 months ago

Opportunities In The Risk Business Abound As Insurance Is Ready For Disruption - TechCrunch



We take it for granted, but insurance is an incredible financial instrument for consumers and businesses: give a small and steady stream of payments today to avoid getting stuck with catastrophic payment(s) in the future.

Whether medical, automotive, life, residential, or commercial, the value proposition of smoothing out potential cash flow outlays often makes sense. Pretty cool. But on any chart highlighting relative customer satisfaction across industries, you will consistently find that insurance ranks among the lastonly ahead of real estate, telcos and cable companies.

10 months ago

Patrick Reed's early withdrawal at Farmers Insurance Open starts PGA Tour beef - SB Nation

One way to make the PGA Tour more entertaining is more beeffffs. Graham DeLaet did his part on Twitter after his playing partner, Patrick Reed, withdrew at Torrey Pines.

The PGA Tour is probably not happy, and even if they were, they would never admit it. But this is what we need more of in golf!

Patrick Reed slogged his way to a third-round 81 on Saturday at the Farmers Insurance Open. Torrey Pines is already a tough course with thicker rough and unpredictable poa greens, but the wind made things much harder on Saturday. Those conditions, however, were nothing compared to what was coming on Sunday.

Reed probably was not happy with being unable to break 80 and was near the bottom of the leaderboard. He did not have a chance to win. He also may have been injured. Word came down Saturday night that he had withdrawn,citing an ankle injury.

Reed's would-be playing partner on Sunday, Graham DeLaet, heard of the WD and did not hesitate to publicly announce his disapproval.

Does anyone have Pat Reed's #? I need to call him out for WD'ing and leaving us as a twosome in the final group off 10 in brutal weather.

Graham DeLaet (@GrahamDeLaet) January 31, 2016

DeLaet knew Sunday was going to be brutal with forecasted gusts of 50 mph and sideways rain. He had no chance to win either and because the Tour decided to put the players in groups of three off split tees, he was going to be the last tee time of the day going off the back nine.

So DeLaet was already displeased with his play, his lot on the leaderboard and the extremely unenjoyable weather coming and now he had the added circumstance of having to play as a twosome and wait around in the nasty weather behind a bunch of threesomes. Sunday turned out to have historically awful conditions for this San Diego stop and with trees down all over the course, the players are still there trying to finish up Monday afternoon.

Let's make this day last forever. pic.twitter.com/vFCEOYhSlz

Graham DeLaet (@GrahamDeLaet) January 31, 2016

When I first saw this Saturday night, I thought the tweet was a half-serious jab at a guy DeLaet may be buddies with out on Tour. But the Canadian made it clear in subsequent tweets that this is real, true beef.

@Bailey_Ryan6 wrong, you play because you're a pro.

Graham DeLaet (@GrahamDeLaet) January 31, 2016 @GolfTruth Totally different now. Guys have a tournament to play next week. Gave it a go for 10 hours in bad weather today.

Graham DeLaet (@GrahamDeLaet) February 1, 2016

Suspicious WDs are a pretty common occurrence on Tour. Rory McIlroy walking off the course after playing like trash at the Honda Classic, and then saying he withdrew with a wisdom tooth problem is one of the more recent and notorious examples.

Reed may have injured his ankle but that doesn't mean I can't enjoy DeLaet calling him out publicly. This almost never happens on Tour, certainly not enough. We need more beef.

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Chuck Norris on hand-to-hand combat and the time Bruce Lee wanted to kill him

1 year ago

An Education In Personal Finance For Ordinary People

Dealing with personal finance is a skill that every adult must learn. Many people never learn the right way to handle their money, having learned the skill from their parents, who also learned from their parents,. That is the problem. Here are some solid suggestions for handling personal finances well.

Before committing to a specific lender for financing, shop around. Talk to several loan officers, and always get terms on paper. You can also let the loan officer know of other rates you have been quoted, giving them a chance to compete for your business. Additional fees and charges as well, although be sure to not only compare interest rates.

If you can afford it, try making a

1 year ago

Have More Money Left At Month-End With These Personal Finance Tips

Personal finance can be one area of our lives that causes a great deal of stress. The stress can be greatly reduced, and you can solve the problems and stick to your finance plan, if you have the right information to deal with personal finance. Take a look at some of the helpful ideas in this article.

Look into a better plan for your cell phone. If you have had your cell phone for at least a couple of years, there is probably something out there that will benefit you more, chances are. Call your provider and ask for a better deal. Alternatively, look around and see what is being offered.

Rewards credit cards are a great way to get a little extra something for the stuff you bu